Author: Gary Kohnke

Building your financial wealth is more important now than it ever has been.  The earlier you get started the better off you’ll be down the road.  I have been investing in my 401K since I was 28 years old and it was getting to be a very nice nest egg until the stock market crashed.  I lost quite a bit of money, but fortunately for me, I still have a lot of time before I retire.  Some people don’t have the luxury of time, so I feel for them and hope that the market bounces back quickly to help those that need it soon or right now.  I know my parents lost about $300,000.00 and I was sickened to hear it.  The only thing they can do now is to wait, and hopefully it will come back around before they need to pull it out.  I am keeping my fingers crossed for all of those who are in this financial situation.

The best time to invest in your future is when you are young.  The more time your money has to sit in your investments, the better off you will be.  The great thing about retirement plans is that they take the money right out of your pay check so you don’t even miss it.  The power of tax free compounding is one of the best investment opportunities going today, and if your company matches your investment; that is a return on your investment immediately.  If your company does do a partial match on your retirement plan, then that is money you are losing out on if you not in it.  You will be amazed at how fast that account will grow.  I also feel that there are great deals on stocks right now, so this is the time to get in.

 Just remember that excuses don’t build wealth, action does.  There can be a million excuses why you don’t start investing in your future. I’ll start tomorrow, (tomorrow never comes) How will we get by with less money then we have now, we or I have no extra money to put in to retirement, if I put money in to my retirement fund, I can’t touch it until I am 65 years old or I will be penalized.  Don’t use these types of excuses to start investing in your future!  You are the most important person to put money towards or to invest in.  Just start putting money in your retirement plan right now, and I guarantee that you will find a way.  Taking the money off of your gross pay hardly affects your net pay at all. The government also gave you a slight raise by lowering your federal taxes.  I have been around for a while now and wish I would have started putting money away when I was 18.  I can’t imagine what my funds would look like today.

I just want to clarify one thing, your net worth, financial wealth and financial profile all means the same thing.  It is what you accumulated monetarily and in assets minus all your debts.  I would suggest taking a look at your financial profile right now and then 2 years from now take another look.  You will be thanking me if you followed my advice.  That I guarantee.  The best investment is to invest in you and your family.  Like Nike’s slogan says, “Just do it”!

Gary Kohnke

http://www.moneytakingsurveys.com

About the Author:

After writing reports for the EPA for so many years, I have decided to turn my attention to those who are looking to work from home and make money online through my personal experiences. I also want to help people build their financial wealth. I hope to save them the time and grieve that I experienced. I wish everyone success and happiness!

Gary Kohnke
CEO-GAK Enterprises, LLC
http://www.moneytakingsurveys.com

Article Source: ArticlesBase.com - Building Your Financial Wealth, Start Immediately!

Author: Wealth Builder

With the real estate market down and the economy falling into recession, there is a lot of attention on the stock market. Many people are looking at the stock market and hoping to make short term and long term gains. There is no doubt opportunities to make money in the stock market and we should consider these options as well for our investment portfolio. Here are 10 stock investing tips to keep in mind.

1. Long-term investment

Typically stock prices will go up and down and fluctuate even more in the short term. Don’t pay attention to the daily fluctuations in your stock. Always invest with the long term in mind.

2. Diversify!

Diversiy your investments with low, medium and high risk stocks. Pick some fixed income securities especially in fluctuating markets. As they say “don’t put all your eggs in one basket” applies here.

3. Online trading is quick and easy, online investing takes time

These days the internet has made trading so easy. With one click, you can buy and sell stocks from more than 100 online brokers with low commissions. However, this does not take the homework out of researching and making investment decisions.

4. Don’t gamble!

If you can’t afford to lose the money, then don’t gamble it on a stock purchase. Choose more conservative investments with low risk if you are worried about your money.

5. Don’t expect miracles!

If you come across some recommendations from a friend or broker that a stock is going to double in value in a few months - beware! Don’t go into the investment expecting this. If you are lucky and the stock does go up 50% or more, then consider selling and get your returns immediately.

6. Investigate for yourself!

One of the most important principles I stand by is “Independent Investigation of Truth”. To me this means get as much information as possible and analyze before making your investment decisions. Its ok to get information from multiple sources and then compare to what your investigation tells you. This can alert you to any inconsistencies and inaccuracies in the investment you are considering.

7. Buy and hold doesn’t always work

If you are sitting comfortable on a rising stock, don’t get greedy. Set your limits and investment goals and sell the stock when you reach your returns.

8. Set investments goals & sell limits

Determine the price at which you’re willing to sell. Based on this and the interest rate, you can determine the return you want.

9. When it’s time to act, don’t hesitate

After you complete your research and you are feeling the urge to buy or sell a stock, don’t hesitate. Time lost can translate to money lost. Your impression is probably correct so act on your urge!

10. Seek a Professional Financial Advisor or Consultant

If you are a novice to stock investing, seek professional help or a stock brokerage to assist you with research and opening a stock purchase account. Once you are comfortable with the markets and know where to get online resources, you can do the research on your own and are ready to switch to an online broker.

If you have others that you recommend or would like to tell me about your experiences and what you think of stock market investing, please post your comments below. Look forward to learning from each other.

To comment on this article or any others, click on http://www.financialresource.org/blog/10-stock-investing-tips/. We look forward to hearing froom you.

About the Author:

Financial Resource: Your Path to Financial Freedom!

A financial education blog to share experiences on 401K, assets, budgeting, cashflow, early retirement, finance, financial freedom, investing, money management and retirement planning using downloads of free audiobooks or books on tape, posts, podcasts and video.

Join our community in its path to financial freedom by visiting us at http://www.financialresource.org

Article Source: ArticlesBase.com - 10 Stock Investing Tips - Everything You Needed to Know to Invest in Todays Market

I received the same letter. I check out everything on Ripoffreport.com and www.ftc.gov and found nothing negative about CCWS, Forest Rivers Marketing or Brad Morgan. However, I did something similar to this about 4 yrs. ago and what it entailed was sending judgment lien info from the courthouse to the company and the company would offer to buy the lien from the creditor at which point I would receive a finder's fee. I submitted about $7000 worth of lien info and still have not received a cent.

Like I mentioned earlier, getting into a vibe that is friendly to receiving good things is very important if you want to attract wealth and other good things into your experience. You can start becoming the person you hope to be at any time, no matter what is going on in your life. Focusing solely on money and how to get money will often put us into the exact opposite state of the one that is conducive to good. The mere thought of money can evoke very strong negative emotions that will get you absolutely nowhere. Again, trust me on this one. You need to really give serious thought to why you want money: The things you want to do, the things you want to have, the personality traits, feelings, and qualities you hope it will give you. Guess what, you can start on this list even before you have a dime. For example, if you think having money will help you be more charitable and giving, there are tons of ways to help others without having any money and you can begin cultivating kindness and goodwill. Volunteer with an organization that serves a cause you care about, even if it is as little as once a month. If you think money will give you the opportunity to do the things you enjoy more frequently, make the time to do some of them now. If you love being out in nature, start going for hikes. This will not cost a thing. I could go on with a million different examples. My main point is that you will begin to attract financial prosperity when you are in a good state of mind and confident that your desires will be fulfilled. As I said earlier, it is not really the money you want, it is the things behind it and if you start working on those things, the money will flow naturally and from sources you never expected. When you start being happier and more relaxed, things will just flow better. You will get intuitive nudges, known as inspired action, that will lead you to the things you want. For example, if you are thinking you want to find a way to earn extra money without being super attached and anxious about it, you may get a nudge out of nowhere to visit a certain website and on that very day, you find some opportunity that is perfect for you. That is a real example from my own life. You will begin to attract wealth when you start getting clear about your intentions and making efforts to become the best you can be.

When people tell you certain programs or products have changed their lives, it is natural to be skeptical so I was reserved about making that claim for Bob Doyle's Wealth Beyond Reason Program but there is no other way to put it. I truly believe it can do the same for you if you give it a try and USE WHAT YOU LEARN. My efforts to create my life by design and focus on the things I want were half hearted at best through the years if I am honest with myself. When I finally got serious, I came across his program and something just spoke to me. Not only will you learn what law of attraction REALLY IS from Bob, you will also learn tons more from the best of the bunch in the field of personal development and wealth consciousness. He has compiled a program that will leave no stone unturned and if there was a degree in creating your life by design through deliberate intention, this would be the curriculum. If you are serious about learning how to develop a wealth consciousness and living the life you truly want, this information will put you on the right track. Like I said before, this info can change your life IF YOU USE IT!
Attract Wealth with this great program.

A lot of hype about

• Making money from home,

• Giving your family what they deserve

• Financial security and independence

• Getting rich quickly

• Easy, not much work required

• Each agreeing show you their own method of success at a giveaway price

• Access only to a limited few

• Many undelivered promises

• All with time dated money back guarantees

• In the end leave you in the dark with inadequate to succeed as promised.

I am not trying to say that some of them are not genuine, because there are a few that are, but it's like looking for a needle in a hay stack.

My advice to you is to check them out properly as many of them get you started on one scheme but once you buy and start implementing the method lead into buy into other affiliated services.

Go to the Better Business Bureau or the Internet and find out:

• What complaints other people have to say about them

• Were their complaints remedied

• How user friendly were their support services

• Money back guarantees honor within a reasonable time.

After three years trying one scheme or another, investing over $20,000 of my hard earned income and spending a great deal of time, this is what I have experienced

• Most of them are shady

• Unable to provide what they promise

• Their documentation or on-line/DVD tutorials are unprofessional, inadequate or incomplete.

• Their get rich schemes are used only as an avenue to "Milk the Money Cow" further.

• In a nut shell "Most of them don't provide the Bacon promised"

All I can say is to, "Beware of Greeks Bearing Gifts." Treat your money with respect, do your research before investing.

Are you serious about making money from home? If so, go to Intelligent Money Makers. This method has great tutorials, works and is easy to implement in a short period of time.

It is a burn out. The rich will get richer till there is nothing left to take. It could lead to a global depression, insurrection, war.
But unless things stabilize most of that 9% will be dirt poor in 2-3 decades. Just think what happened in 1929.. things often go in circles.